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You may want to enclose a copy of your report with the items in question circled.
A dispute letter is written when a dispute emerges between two parties or more regarding delayed services or non-payment of dues.
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By sending letters to credit reporting agencies, you force lenders to prove that you owe them money and that they are justified in adding the negative item on your credit report. Basic Credit Dispute Letter — This letter is a shorter version of the original credit dispute letter that shows you how to list multiple disputed items. It can take longer, and there's no guarantee that the credit bureaus will remove the information.
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