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A promissory note is an agreement to pay back a loan.
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If a debtor to a particular debt does not pay the amount of such a debt, a promissory note also serves as a key evidence in taking legal actions against such a debtor. Promissory notes are legal documents that provide an outline of a loan's various terms (e.g. loaned amount, interest rate, payment schedule/installment amount, etc.). Consider the use of a secured promissory note template that you can download and customize.
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